This product does not consider DTI but rather the cash flow that the property generates.  

Why sell if your rate on the house is good and you could have two cash-flowing rentals there, the main unit and the basement unit?

There are other apps too - cash app, paypal, who knows what else. 

It goes something like this.You find a commercial property for sale in a good location that’s currently vacant (so that you’re not paying for current cash flow) and that has an assumable mortgage at a relatively low rate.

I would consider cash-out, refinancing the deal, and buying out your brother-in-law.

Once the 5 years runs out you'll only be able to offset your cash flow with mortgage interest?

-you likely won't cash flow at all when you refinance, and you might even be negative. 

Therefore, I think I'll be placing heavier emphasis on cash flow markets.

Hi,I have a turnover for a property in Memphis TN, and there's a bit of extra work that needs to be done in addition to standard wear and tear, some bedroom doors need to be replaced, blinds, patching, painting, some floor tiles etc....I got an estimate, and I know everything is costing more these days but it feels a bit aggressive. 

A friend/relative that has either cash or equity that would lend it to for 6-8%?