The barrier to entry (education, experience, money, connections) do seem to be quite a bit higher to get all of those above mentioned benefits in comparison to opening a brokerage account and purchasing stocks.No essay needed.

They ended up needing to bring in their outside council, and it turns out they just don't have the experience with this non recourse IRA loans, and backed out.

After breaking down the pros and cons the one thing I'm not unable to estimate is the appreciation difference between brick versus vinyl property and resale value so my question to experience investors is what would you recommend investing in for appraisal?

Additionally, our strategic marketing efforts highlighted the property's new features, attracting buyers quickly.

If you're not a W-2 employee or have additional income you can try an alternative income verification such as bank statement deposit averages or asset depletion (if you have significant reserves or assets.) 

That way, you can lean on their experience to help you build your own track record and investor base.This is exactly what I did when I got started in multifamily syndication.

Don't you think your time could be more wisely used looking for additional investments rather than working on the day-to-day stuff?

If you use a DSCR loan, the lender will underwrite against the property's income, your personal credit and experience, and will source whatever downpayment funds you use.

While the lender might need you to also have a partner with experience on the loan that could be your builder and you work out an equity split.

Or, if no minimum lease period is specified, sometimes the bylaws spell out, "A unit owner may not maintain and rent a furnished unit".Happy to discuss my experience.