We are giving each other a 5 year commitment; at which time each partner can ask to be bought out of his 50%, either by the initial partner or by somebody else, or the partners can agree to sell the property and cash out 50/50 on any profits. 

An HOA is listed by name in one of the legal documents, but no organization actually exists in reality. 

If you’re going to purchase before the end of the year then commit to it and its fine to have a deadline.Exploring financing was the most time consuming for us.

You could contact county offices that make past due property tax properties and contact the existing owners that might be involved in a tax due auction sale and contact the current homeowners and see if they are interested in selling their homes and keep them current with property tax collection firm.Good luck to you!

She’s violated the lease 5x now but she has only committed the same offense two times.

Not only do you want to renovate to create a 3000 SF home, but you want to argue that the 3,000 SF always existed in order to minimize your property tax increase.

We will offer funds upto a maximum of 75% lien to value (LTV) or $150,000.The initial estimate is free and has no commitments tied to it.

So start with license then do a google search and some research before committing to anyone. 

What would be the best way to keep our existing house with good equity and finance a new house?

But what you are looking for really is a no risk way to do something very risky without any commitment on your part.