You have to look at it on a case by case basis to determine what the adjustability is tied to and what the terms are.  

I don't do this everyday.

If your gain was 250K then you'll pay tax on 200K and shelter the gain on the remaining 50k.We're asked everyday about the return of original down payment, taking cash out of buying less than what the investor sold.  

If that's true, you can use non-IRA funds for the marketing and use SDIRA funds for the purchase, then calculate the SDIRA's "share" of the deal based upon the total cost basis, including the marketing and other business expenses paid for with non-IRA money.  

i swear im going to save this post and read it everyday, there is so much wisdom in so many ways, thank you all!

My bank financing is backed by a deed of trust and commitment renewed on a yearly basis.

I'd say if you're looking to support your family, like I have and do on a daily basis, become a loan officer, work from home, and sell money.

Work would be on a project basis.

You want your LLC to be your property owner for Rental Real Estate income because you will have basis in the LLC and be able to deduct losses on your tax return and still have positive cash flow from non-taxable distributions.

So I know the struggles and issues many of you face on a daily basis in respect to getting your deals financed.