Essentially becoming my PML for the deal.

If we paid off and maintained our 25% ownership (or increased it by continuing to pay them per month), then we would essentially own 50% of it upon inheritance.

Note : you should always file paperwork with known tenants name followed by " Et el " which means others..

Essentially the 1% rule is a way to quickly funnel and help analyze deals.

Knowing the history of the physical property and the rental history is essential in purchasing a property.  

For you to be a successful investor you essentially need two things: A knowledgeable loan professional that has underwriting experience, and an excellent accountant.Later on down the line add attorney that is superior in real estate law. 

I want to make sure that in the event of a divorce, we won't be required to liquidate assets to pay out her shares, essentially trashing our rental properties. 

Ok to pay a little more without hassle of 1000 sheets of paperwork, 3-4 months of time and bank..After some time, you can refinance or not...

Yes, that is around the prime residential rate around now, but I know of no private money that would go in at this rate (which is essentially the parallel for your structure).

They put up all the money to purchase, they put up all the money for repairs, and if you find some massive issue or you just decide you don't want to do it, you can walk away and they're left holding the bag.You will find some "lenders" who say they will do this, and go through some paperwork and then at the end you discover they want "payment insurance" or a ridiculous "application fee" of a couple thousand dollars.