The very opposite of "quiet enjoyment". 

My annual repair costs don't even come close to 2% of my adjusted basis (sans depreciation- about $7k), mostly because I'm an extreme DIYer and enjoy it.   

Learn about yourself and enjoy life...

Trump does admit real estate is an appreciation business and claims 9 billion out of 10 billion is free and clear so he just might be right...well not might be:) He says he bought casinos for cash flow.

Investors are enjoying the upswing but certainly ready for a downswing if it happens.Where people get into trouble is when they think an upmarket means they can pay anything for a property and they will always be alright.

Once you have an FHA loan you are not allowed to have another FHA loan unless relocating a great distance for work.Now that you have exhausted your Low Down Payment Options (Portfolio Conventional and FHA Conventional and FHA) you will need to use a Standard Conventional Loan and put 20% down to get your 3rd Duplex.The sky is the limit...you could continue to buy properties and build an empire or just stop there and enjoy more free time...I have friend who quit his job and just manages his properties now.Keep in mind that this 4 step process I outlined takes time (anywhere from 1 to 10yrs depending on the person) so keep the big picture in mind but don't let it stress you out too much.

Here are some of my thoughts: The teacher is seeking another revenue stream, The teacher is a phony in terms of his success and seeks others to actually help himself, the teacher is indeed a good god-fearing person who makes time to help others, the teacher actually enjoys helping as a way to build his ego and his self-esteem.

Finally, I did enjoy the conversation and no one is selling anything.

And she might enjoy trying to take advantage of your there down the road.

Those that do may enjoy competitive bids from solar installers eager to sell you a system that they know will have a shorter payback period.