So, as a beginner I don't have much capital and can't easily cough up 20% down for a NOO property.

It keeps losing value compared to all the other major currencies.FED keeps cutting rates.Media keeping everything quiet.

We must keep these two lot renters as we barely are covering expenses on this property, but they are junking up their yards so much that it causes us to lose prospective tenants in our mobile homes.

In the last downturn I had bank VPs, corporate attorneys and corporate accounts lose their houses and rent from me.

It is entirely possible that an owner can be current on their mortgage and still lose the house to an HOA.BUT... the new laws in Texas give the owner the right to redeem within 12 months of the sale... with ZERO interest.

My wife fears losing money.

Nahh - the new system allows people to actually EASILY upload avatars.

It's a win for the buyer who makes money from the equity and it's a lose for the homeowner who loses their home, their equity, and their credit.mdprincess,Eric gave you some excellent advice about talking with sellers.

Failing to follow these procedures to the letter may, at the least, cause you to lose more money and time, and at the worst, may cost you out of pocket!

Well, since you nudged me...I would say that going into business with a friend is the absolute best way to lose a friend.