Here are the details:3511 Powhatan Ave, BALTIMORE, MD 21216 (Forest Park neighborhood)4 units: 3x 2br, 1x 1br all separately meteredRent = 3x $950 + $795ARV: $185,000Refinance 70% LTV = $129,500; 30 year fixed 5.5% = 735.29 / moCash flow $1,071.71Assuming a sale at the start of year 5Total PV - Rehab Cost = Purchase Price144,036 - 60,000 = $84,036Again there are a bunch of huge assumptions here but I'd be happy to elaborate on why I chose certain numbers.

Any details on LTV and years?

that's a huge red flag as well.just pop on to lendinghome's website they have really good pricingso does lima one.. those are national for real lenders you can compare if someone is cheaper then them then I questions it right off the bat.the only way you can have cheap rates and stay in business is if your like these guys VERY large and make it up in volume.. just be careful don't give out your SS and don't give them any money until you are certain you think they are real.. and they could be.. you have not given any details to help anyone really let you know if they are real or not..

If you are looking for a couple of meet ups, feel free to message me for some details. 

- And of course IRA fees.Let us know if we can provide further detail.

I have my eye on a couple of houses that just came up for sale just not sure to update & flip one or rent it.

Funds available for project.Have detailed and transparent answers to the above questions and the Lender will gladly provide you answers about all available financing options, most of which are one your list.

I would recommend posting the details of any deal you are considering here in the forums to get other investor's perspective before you proceed to make sure you are getting a good deal for your money.  

It’s just part of investing in that area.Keep an eye out on newly finished basements - I’ve seen a few recently that looked like they were more about hiding problems than about adding useable space to the home.

Your decision.John, thank you so very much for your detailed reply and time you took to read my post.