What is the exits assumption ??

Very easy to learn, great customer support, can easily setup ACH payments, coordinate repairs with contractors, generate invoices, reports, and such.

If you have a correctly installed electrical system you are advising your customer of a defect that does not exist. 

I apologize if you are not intending to build andthe assumption that builder's license meantGeneral Contractor's license.

@Karen Higgins I also use the MN Bar Lease with some custom amendments. 

Most customers I work with think they will replace your refrigerator or range etc.

It tracks the job status itself, as well as the payment status.Here's what my Vendor Job & Pay Status Tracker looks like:There's some custom validation and dropdowns I put in there.

Also Don, can you post a link to any evidence that confirms this assumption so that I can point my fund manager to this?

Best advice would be to get a custom hardwood ramp style transition made like below:

And you only pay interest on the portion of the HELOC you currently use.Be aware of your debt utilization, making sure you aren't maxing out the HELOC because it will affect your credit score if your overall credit utilization is high but the flip side of that is taking out a larger then needed HELOC will impact your DTI as lenders will calculate your DTI with the assumption you've maxed out your HELOC.