Any idea what about a 506(b) would cause this divergence in execution?

From the many posts I have read the basic Cash Flow problems are caused by the low down payment.

If you file, your filing for Cause,, Failure to vacate after proper notice of non-renewal.

It will save you a ton later, even if nothing bad happens a report will cause you unneeded trouble.

Hey @Neil HendersonNo harm in using multiple sites.

But what if we cause the problems.

I'm definitely not looking for MFRs in Scituate, that's a lost cause!  

I've even had issues with lender requiring repair for holes in interior wall from a removed speaker system, holes in carpet exposing slab, oven not working at appraisal, so a lot of what many see as minor issues can cause lender to not approve the loan.

Real estate is all about location and if you're selling where people aren't buying, you're going to end up doing more harm than good in the long run.

Now my insurance company (USAA) is telling me that they can't cover it because no one know the cause of loss.