Therefore, the Housing Authority is requesting that landlords delay rental adjustment requests until AFTER 2021.It goes on to say that if they don't get cooperation from landlords, the current and projected lack of funding may require them to reduce the program size and serve fewer families and "CANCEL current HAP contracts, adding to the homeless population during the Cornonavirus pandemic." 

We’ve adjusted our criteria to make sure if there was a drop we’d still have equity.

You make mistakes, adjust your process, and come out stronger on the other side.This is why focusing on the “home run” deal can be dangerous – in your mind, there is always a better deal out there than the one you’re analyzing.

If you don't want him to use the land, solidly break the easement FIRST, then in a few years, reclaim the land or offer to sell it to him and do a lot line adjustment. 

Can any values be adjusted more accurately? 

They took action, learned, adjusted, and slowly got better over time.I actually think that a lot of the gurus and coaches create unreasonable expectations on purpose.

They assess and adjust your rent to keep you in line with the market.

I wouldn’t risk an adjustable rate when the cash out refi is only half a point more.

This property is in a zero appreciation market (meaning appreciation is historically below inflation.  10% decline in value may never be recovered in inflation adjusted dollars. 

My ACTUAL experience in Vegas (keep in mind only 14 houses over 20 years of ownership, so small sample) Is WAAAY less than 20%, closer to 10, maybe 15%. (1/2 is one repair and the 1/2 is taxes and insurance)You have to adjust for taxes and insurance which vary immensely.