The past 5 years of growth have been tremendous and I don't see our local market slowing down substantially for at least two years. 

Florida is in the "off season" right now, so it's relatively slow here.

Additionally, the goverment organizations are slow to move and tend to be bogged down by the overwhelming amount of development in the city.Time is time no matter the delay, but rest easier knowing at least the big hurdles are past.

So, she should be on board with slow increases.

I suppose this forum is a way of taking my slow studies and putting them on paper.

The market is starting to slow down in many parts of the country - so be aware of that also.  

Otherwise you will be paying income taxes on all of that cash flow later on down the road when you take your withdrawals. 

I believe one is 32% and the other is approx 39% and you cant go over these amounts.If you put down 20% or more you dont need CMHC and can save the fees.My plan of attack would be to go slow and grow quickly vs starting off with multiple units of the bat. begin with 1, then 2, then 4 etc.

Seems like it would obviously slow things up a bit for someone just starting out in the RE game. 

Our stock market investments are all for 65+ age withdrawal, so not meant to be used for early retirement.