Have never done this before.

Sales or leasing offices, however, are eligible for verification.I've listened to a few podcasts and heard other real estate investors mention being registered with Google so I'm wondering how they are getting around this.

IMHO You can go with ducted minisplit systems as this is a new build and subject to the newer energy code.

I was about to lose it until I read @James Carlson's response.

Has this ever happened to anyone?

For this first venture it is as simple as the person if financing the 20%.I have found some foundations on here for structuring this opportunity, and other platforms.

OK, lecture over.Don’t do anything that could create unenforceable loan documents.

The average income in the zip code is about $90k.The population in the 34746 zip code in young (median 38 years) and growing from 53k in 2022 to nearly 60k in 2024.Rent by room is not as popular in this zip code as it is in the 34741 zip code, perhaps reflecting HOA restrictions as well as building configuration.

This is typical for this time of year.

The county is the second fastest-growing in the U.S. and the fastest in North Carolina.The zoning for the project is already approved, and with our captive audience of potential tenants, I’m confident that all units will be leased upon completion.I’m seeking advice on how to best structure this debt with a private investor or investors in the short term until the property is fully rented and long-term financing is secured.