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@Mike Alder  good luck I grew up in the business.. must watch movie for any land man is Glenn Garry Glen ross... you will see how all these lots you want to buy were created in the first place.land game dates back to just after the turn of the century  ( not 2000) when promoters went through the US creating mega subdivisions prior to any state or federal land development rules.. so you have all these old tracks and the parcels have been traded for 100 plus years.. lost at tax sale bought by someone like you or my dad.. resold on terms  those folks default or lose to tax's and the cycle repeats.Florida created massive subdivisions to attract residence's since no one wanted to live in swamps and such.. think Le High and Coral Gables..  

I watched every game in person from 1977 to 2002  what a run  LOL

While I invested in my first SFR to start with, after that, I've been able to 'remain' active in the game through other methods - by delivering value.I've been able to create two partnerships while in Korea with people I've met through BiggerPockets.

What will your game plan be, if you stay with the ARM, when the Fed increases rates?

You should be able to invest in Lazio also if that is something you desire.Being in multiple markets at the same time will allow you to play the currency game as well.

This is a numbers game pure and simple.

Today  i began to call some for sale by owner housesIt went not so hot, but i know its a numbers game, lots didnt answer, some straight up said no to owner financing, and some said they recently listed with a realtor, BUTWhenever i ask about there mortgage info they told me it was "none of my business" (hard to create rapport after that doozy) The reason i need to know there ballance info is because i will then ask if they would consider owner financing the house/ Lease to own. 

Get it at the right price and you are way ahead of the game. 

I don't have all the terms in front of me, just the Jets game, but they sound about the same with a rate of 3.3.