Ladies and Gentlemen My partner and I are new investors and have decided to start investing in the Newark, NJ area.

1) How to be confident and talk to the ladies.2) Personal development and meditation are key to getting your thinking straightened out for success.3) That marriage is a raw deal for most men.4) Buy multi family properties and do the house hack thing as soon as I got out of the Army.  

I gave them 100 dollar bill so they could buy some groceries and got the wholesalers contact infoI proceeded to light that lady up..

If you're thinking it is a short term play (10 years or less), you're probably gambling quite a bit and being speculative at the very least.So you lose a closet and you don't have to get in a car to deal with tenant issues.

So I contacted my mortgage lady and she said that I cannot refinance it because I changed the title to my business name.

To plagiarize someone else on this forum...find a cleaning lady that does a good job. 

Why would there be bargains, if everything sells for full price in a very short time.Now if your financier insists on buying property, fully aware we are late in the cycle, and wants to gamble on appreciation in a highly cyclical sector then fine.A multifamily with no mortgage imho would be a much better proposition for you both as it will throw off cash and survive a change in conditions easily (without a mortgage)It wont be a bargain, but relatively safe

With the competitive market for rentals, I'd think you're safe to make the gamble with bumping up rates. 

Years ago I lived in a cheap apartment with a crazy downstairs lady.

Looking for some input...I purchased a home on a 9000 square foot lot in unincorporated Miami-Dade for 725k. Property has 50ft of canal frontage. I proceeded to tear the house down and 'got stuck'... never building a ...