I am part of Coldwell Banker now but would rather not pay all the dues and affiliations that come with it as I am part time and looking to grow with something that is more cloud based. 

What relationships do you already have in place (realtor, banker, contractor)?

Start to network with bankers also to line up financing.Feel free to PM me if you want to discuss furtherGood LuckGino

A few bankers  I have talked to have more experience in loaning to MF.Please keep the comments coming. 

Depending on the investor per, financial status of the HOA  and occupancy, the right mortgage banker might be able to do a low down payment Fannie/Freddie loan.Since you are looking to buy as 2nd home, you might be able to get a Fannie/Freddie loan.

When he told our regular banker, she countered even lower. 

Let me explain to you our team:Investors- Analyze the property, pull the deal on offers, determine cap rates, etc.Agent- Make the offer in a timely manner, know due diligence requirements, get sellers/bankers all the documentation quickly and accurately.

I actually talked about this with my banker on Friday since I wanted a loan on a new LLC that was formed and wanted to use property in my personal name as collateral.If you want the best rates you would want a personal mortgage.

But, as I said, I sort of answered my own question by bugging a local banker.

So I am not a banker but I have just recently done 1 HELOC and am on to my 2nd, so I can tell you what I know.