I had no debt besides minimal debt for a vehicle and twice as much saved a few years ago, but with buying the first home we spent a good deal.

It's not in my current lease, but I will have several units open over the next month, so it's still an addition to my lease that I might want to add.

In addition the majority of the not so experienced are either out of state (OOS) or planning on going OOS.So I am not recommending against going to the San Diego BP social as much as 1) setting an expectation 2) suggesting you may want to go to a meetup maybe associated with an RE investor club.BTW there used to be a near monthly BP Meetup at various RE investment properties. 

Only interested in maximizing cash flow - you should look to invest in Ohio or other states that have minimal appreciation play.

Regarding Condo Exterior repairs, it is also common for a major repair to require additional funds over the HOA dues, so a Special Assessment is often levied.   

That $4k goes towards my holding cost for the 2 months of repairs so I am able to get into the house with minimal out of my pocket at a much quicker pace than going conventional and/or paying higher fees and interest to a HMLWould love to hear some feedback on if this is a good strategy or not.

You should ask the bank first if they can provide additional funding, but be prepared to explain what happened with documentation to support it. 

If you're looking for additional safety, you could even split some of it to be invested into conservatively underwritten debt, so that if things go badly you can foreclose and recover some or all of your principal.

Hi Savannah - PM me your email so I can add it to our list.

But any additional positive feedback and tips are much appreciated.