., mixed in with another class (maybe along with sex ed) would be beneficial to high school students in general, extensive mandatory instruction in personal finances would have too many very personal variables to be taught successfully in a class setting with tests and grades attached, and could actually prove harmful if certain philosophies are given more weight than others.            

Like most cities in the US it mirrored immigration and gradually went from English to German to Irish to Italian, but when the 67 riots happened in Newark (the city next door), anyone who was white that could sell did so, at prices cheap enough that black families could afford to buy.

I put weight into credit scores don't get me wrong.