I’m taking into account the time it takes me as well as the product cost.

Then seek out some portfolio products.

you just need and equity partner... then you two strike whatever deal suits the both of you.these things are fluid  not set in stone and each has their own deal structure.. its the fun part of real estate.however the first lien holder may require your equity partner to go on the loan with you.they may not accept a 80  10 and 10 deal.... in the old days it was perfectly fine.. but now not sure@Chris Mason  is there 80  10 an 10 product out there are these being done in the investor arena

most folks go govmit backed for their first 10... and sometimes they will put 10 in wife and 10 in hubby.. if incomes support each endevour.then you look at portfolio loans  here are a few for REAL lenders you can contact for those loans.B2r   charlotteColony  lala landLima one   North Carolina I beleivelendingone   FloridaCogo  not sure and they are slowPeak   in Kansas city  ( they have a non recourse product)and if you want other ideas that are out of the box you can PM me I am not allowed to talk about them on the air here.. as it would be self serving  LOL

Years ago funding was my problem to growth and scaling, today the problem is not funding, it's not finding deals, but scaling up the production.

Our Network has relationships with multiple private lending program opportunities matching you to the product that best fits your need and ability, whether good/bad credit.

It depends entirely on the value of the end product you are flipping.

Questions: 1) what product did you use to glaze or paint the bathroom wall tile? 

With this method you are getting quality and saving on some labor and product waste.  

There are other loan products around that only require 5-10% deposit (but, higher interest?)