Single family, apartment, small multi, commercial?

My insurance agent suggested liability umbrella over my vacation rental property, "life," and my single family long term rentals with American Alternative Insurance Corporation.  

We purchased a single family home last year in Abilene, Texas (small town) and had a lot of problems with the builders and sub-contractors.

We have all experienced wiping out a year or more of positive cash flow in a single expense or numerous expenses in quick succession but realise over the long haul we will/should come out ahead if we buy right.

Or can I buy properties with a single out of state LLC?

Another thing to look at is Single family homes that are zoned as Two unit homes or row homes so you can easily transform them into dulpexes. 

Investment-wise, I purchased a single family home in Lancaster, CA back in 2010 which I unloaded last year for a decent profit.

So I’ve been focusing on single family homes.

One of the issues for a lot of my military friends that have purchased a home at every duty station is that they are not able to get someone to manage a single family very well.

I also live in southern ca and invest in memphis and consistently have been advised to look for single family rentals in b plus neighborhoods. just my two cents..