That means your (historically low interest) mortgage costs will carry on, but should be MORE than offset by the cash flow/appreciation of your other investments - all dovetailing nicely for retirement!

If you find a seller that owns the property free and clear(Or the majority of it) or is nearing retirement, you can ask them to seller finance.

Retire commercial mortgages!

I am looking purely for retirement income, so I don't ever see a need to sell.

Selling because wife retired 1.5 years ago, husband is going to retire in the summer.

After investing in retirement, brokerage, and savings accounts, I am left with about 20K each year.  

As a retired cop I can tell you that you will run the risk of having your property seized by the DEA if you knowingly allow the business to operate in your building... or at least that was the case a couple years ago when I was still on the job.

If they are both over 62:  One thing you might look into is selling their current home and using the proceeds in conjunction with a Reverse Mortgage to purchase a home in Denver.Here is a Kiplinger article on it:http://www.kiplinger.com/article/retirement/T037-C...It is from a couple years ago, but I am guessing that it is still possible.

and blah blah blah...Fact of the matter is, I learned that the snowball method is a good methodology, but I don't follow the steps in the exact order he does.His steps1 )Set a baby emergency fund of $1K2) Pay off all debt except mortgage3) Save 3 to 6 months4) Invest 15% into Roth IRAs and pre-tax retirement instruments.5) Fund college fund for kids6) Pay off Mortgage Early7) Invest and GiveMy Steps?

I still want to improve my cash flow to the point where I can retire, but I'm now under no illusions that it will be a quick or easy process.