I just got a letter to set up the eft for taxes and I might change my mind and pay monthly and reduce the amount I put in savings.  

After a number of deals, one of the lenders reduced to 10% for me, funding up to 75% of the purchased price.For private loans, closed friends let me use the money for 5-7%.  

We have had numerous clients going through 1031 Exchanges in order to qualify for purchase money loans (as opposed to cash-out refinance transactions) or to consolidate a number of properties into one larger property in order to reduce the number of outstanding loans.

I also like medical center area but don't own anything there.

We tend to ignore medical and educational debt / black marks but our flags are raised when we see cc missed payments, cable, power, etc. 

If you are considering it for an alternative to a 401k there was also mention on one of the podcasts or blog posts of using HSA medical account contributions which can grow tax free for medical expenses later in life when these costs will be higher, downside might be that the companies you have them with might not offer many investment options so the return might not be as good as your options in a standard investment account even taking the taxes into consideration. 

It's an old home, hell, the walls might not be insulated, so even if I were to spend 2-3k on a new, more efficient hvac (this one seems about 10 yrs old), it might just reduce the issue slightly.  

I believe it would greatly reduce my risk by having a seasoned partner. thoughts?

The second a rehabbed property becomes a rental, it's value drops considerably, and -- unless you can guarantee appreciation during the resulting hold period -- the time and cost to return that property to retail condition is likely to reduce investor IRR more than just dropping the price and getting it sold below the originally projected sale price.Can you explain the logic behind turning a freshly rehabbed property into a rental -- and even worse, a SHORT-TERM rental?

.• Convertible: Suppose single family homes are the best investment today and 5 years later the best investment are condo medical offices.