I do this and get most or all of my principle back with the refi.  

Thanks for sharing this article.The author has cherry picked the pieces that negatively supports his line of reasoning.Additionally, there is no guarantee that everyone who invested in stocks would see a positive return as quoted.So, it depends on the drive, plan, creativity and mindset of the individual.It's a known fact that most of the millionaires made/secured their wealth through RE and not the stock market.Looking back at the author's path to home ownership, he could have re-calibrated his steps and do creative REI investing to make himself whole.The author's story sounds like a good one to tell, generate laughter and lively conversations, but, I am not convinced with his line of reasoning about home ownership.

I would rather not issue stock but bonds could be an option for me.

Use my site as an example:[REMOVED]Total cost: Buy the domain name: $9, get web hosting: $10/mo, build the site: $5 (buying stock photos)If you are trying to get involved with SEO, backend databases, etc. then find a great company, but for more simple stuff it isn't difficult to get that going on your own if you are short on cash.Disclaimer: I am an IT guy so sometimes my version of basic is not the same as others!

In a lot of areas new development will be more expensive than existing home stock, which will probably help the home prices of the existing houses - especially if it is McMansions that are built.

I'm primarily interested in purchases as investments, maximizing ROI, and looking to take a more active role (compared to buy and holding stocks/funds) in attaining FI.I think the regional pitfalls/gotchas, and unseen costs are the biggest deterrents for newbies and over-thinkers like myself.  

Most times, this higher amount covers all of my principle to allow me to pay back my private lender or myself and then rinse and repeat.I hope that helps.

I've been looking at non-stock corporation, but I saw a lot of LLCs on BP so I wanted to gather opinions.

I have been quite uncomfortable with the volatility of the stock market and really will be happy with even a small return.

I have a deep background and knowledge of trading stocks and FX (currencies) for about 4 years with personal accounts but now want to learn about REI.