Hi everyone,I've been lurking here for a while, but haven't been ready to take action until now. 

I was hoping for some positive quotes but meh guess not.

Investors do not lose their properties by being over leveraged in a down turn in the market they lose due to insuficient positive cash flow and lack of reserve finances.

That said, I’m open to any position, even if I am scrubbing toilets, maybe hear some useful nuggets of REI knowledge through an air duct?

That said, I'm open to any position, even if I am scrubbing toilets, maybe hear some useful nuggets of REI knowledge through an air duct?

I am currently 24 years old.Here’s a little information on my current property (primary residence):Purchase Price: $130,000.00 Mortgage Balance: $99,937.34 Market Value: $180,000.00Market Location: Spring Hill, Florida, USA (Tampa Bay Area)Of course, the best scenario would probably be to move back with my parents, but, truthfully, I do not want to move back with my parents and siblings; however, I would be debt free and generating income from my primary employment.I feel that the downsides to selling my home is that the market in my area (currently a seller’s market) is extremely hot and, by holding onto the property, there is a likelihood that the value of the property will eventually increase substantially over the next few years.If you were in my position, what would you do?

I’m in a similar position as you.

The more familiar you are with the area you buy in, it puts you in a better position to know pricing, neighborhoods, historic trends etc.

Unless there is a typo my guess would be that you are possiby entering the amounts in and out backwards - using negative and positive numbers in reverse.Another common mistake is the timing of the  money in and out.

I love that everyone here is as excited about real estate as I am it has inspired me to take action towards my financial & real estate investment goals!