But there are numerous indicators that say the opposite, primarily in high end residential and Class A rentals. 

I would be much more comfortable with a fee structure similar to the following:Listing Fee = $50Showing Property Fee = $50 a showingApplication Fee = $20Background/Credit Check = $50Maintenance Issue = $50 an inquiryIf I had the property shown 4 times with 2 applications processed I would owe $340.

Was the requirement to have a co-signer discussed with you during the application process?  

When there are two or more borrowers, but one or more will not occupy the property as his/her principal residence, the maximum mortgage is limited to 75% loan-to-value (LTV).Borrowers should take note of some exceptions to that 75% limit which are based on family-type relationships.Borrowers are eligible for maximum FHA loan financing for non-occupying borrower situations for FHA loan applicants who are related by blood, marriage, or law.

And what adjustments did you make to make that lesson applicable in today's field? 

Most landlords approve the first applicant with the belief that all people in that neighborhood are bad tenants.

I am using Quicken Loans and I have submitted all the required documents and the QL agent is telling me to hand sign some application and e-sign some paperworks.

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

I do not want to identify any applicants/tenants.

Hi Everyone, Property Location: Albany, NY Last week I sent a rental application to 3 tenants.