What is your prediction on rental rates and multifamily property values in your market over the next year? 

Over the last several months, the tenant has been letting the dog poop all over the yard and routinely doesn't clean it up.

Tough to answer this question, terms should meet your needs and make sure you can afford the propertyWhy are you wanting owner finance over conventional?

I had used Mint for over a decade and now use Monarch Money. 

Cash flow is great if you can get it, but it's the icing, not the cake.Consider that Denver has averaged 6% year-over-year appreciation for more than 40 years.

Also, investments over $550K now qualify for a 10-year golden Visa, which is drawing even more investors to the city.In Dubai the investment process is pretty straightforward, thanks to a business-friendly environment.

I feel your struggle to find someone to trust from over state.

The loan gets paid off first and any money left over is you “equity” and comes to you. 

Account Closed is correct, absolutely do both.. especially if youre just starting out even Grant Cardone started with a SFR. but for the sake of his question lets say you have 100k saved up for a real estate endeavor TOTAL, and you find a SFR that fits the 1% ratio (100k house that brings in 1k rent) that is doable if you calculate it out that would equal a 8.2% cash on cash IF it stays at a 90% occupancy rate. on the other hand if you invest that 100k into a limited partnership with a company that invests in value add apartments will now your cash on cash can be a preferred 10% with a target of 16-20% IRR which would essentially double your money in 2-5 years.. in this scenario the SFR would take sweat equity from you and risk while only returning a measly 8% CoC while the MF would be completely passive allowing you to learn and grow without hindrance with a 10% CoCnow we are over simplifying but I hope this made sense.. cuz my brain hurts ;D

They are massive frauds and liars.