This would be an option that allows the seller to keep your money (in case they need it.) while just lowering your loan balance and either the amount or length of your payments. 

I'd check length of ownership by the owners, along with what kind of financing they carry. 

  - You could also look into sites like Experian Boost that would report things you may currently pay (phone bill, utilities, streaming services) and that could also help there.With your situation, even though you may have perfect payment history it is difficult to start because you don't have a large mix of accounts (credit cards, auto loans, mortgages, etc.) and the average length of accounts is small. 

There are certainly pros and cons but I feel this has been discussed at length in these forums.

Just enter the amount, length of the loan, number of payments, interest rate and it will spit out all payments broken by principal and interest.

The transaction appears to be an arms-length transaction.  

Some areas are definitely better for tourism and depending on the length of the high season and rates you could narrow down the best areas, then look at purchase prices, the expenses and management costs.

There are numerous factors affecting how a property may be sold and for how much, whether an appraisal is required, whether an offer needs to be arms length.

Failure to maintain arm’s length relationships among related equities.18.

(The duct work runs the length of our living room to outside wall; approximately 15’).