I've learned my lesson about larger and expensive houses - more costly to maintain and harder to rent out. #2) Former home in another state, worth approx $275K, currently rented for $1500/month.

It is currently me and my girlfriend who will be looking for duplex , triplexes , and fourplexes and larger units for sale .We currently aren’t married and she has a fha loan out already that has *150k in equity * .

Aside from my real estate investing, I advise startups (focus on SaaS, Proptech, Ad agencies) so I see plenty but many end up pocketing a larger % of the operator's profit than what they add to it.  

If you were set on compensating them before you talk to them, pick a reasonable amount for a deductible and have that be your offer.Ask yourself this: If this were a larger scale problem where you had multiple tenants affected by the disaster would you be offering to pay everyone's deductible? 

It is currently me and my girlfriend who will be looking for duplex , triplexes , and fourplexes and larger units for sale .We currently aren’t married and she has a fha loan out already that has *150k in equity * .

First, don't look at it as "10 properties", look at it as a total dollar amount that can be used for a larger property or properties.Second, I don't like portfolio loans. 

Easy task for a title co to pull the deed or any other docs that are recorded at the registry, happy to have my title guys do it or you could try going on the registry's site to download stuff yourself (a small fee per doc), could even go there in person, they're very helpful!

also I’d take into account risk - you have a mortgage even if it isn’t rented so you will need larger cash reserves. 

Over a large volume of tenants its better to make sure your building has generous move-in conditions (because your competitors sure do) especially when the building is new and getting it filled to 100% as quickly as possible is the #1 goal.These larger PM operators have found that good credit scores + good income means = low risk for damages or non payment of rent.Now the question is can this work in lower income properties?  

What kind of junior anchors and large anchors are around the site (junior might be Starbucks freestanding, Mcdonalds, Chick Fil a, national brand gas station) or larger anchors ( Super Walmart, Home Depot, Publix, Lowe's, Costco, Target, etc.)You need to know how valuable your site is.