They include (but not limited to) any loan payments, taxes, insurance, utilities, HOA fees, etc,. that occurs during the Rehab period and up until the property is fully rented.Hope this helps.

But there's title insurance, commissions if the property is listed, hazard insurance, and plenty of other things to keep in mind so education is definitely the best first step.

What type of home owners insurance policy I should take on the house?

This is an rental income test for FHA insured mortgages on 3-4 unit properties only (does not apply to 1-2 unit FHA properties).

I think they should have had their existing customers free as they indicated and charged only new customers.It sometimes fails to auto detect.I think I have had issues when at end of trip it has no coverage. 

Not even double (I do have higher geographic cost).Jobs that make 100k+ with no college degree: sales (insurance, cars, software, medical, RVs, real estate, etc), trades (plumbers, electricians, even carpet layers in my area make 120k/yr).

I recently received notification my loan met the requirements for my FHA mortgage insurance to be removed.

Anyone have tile roofing in Florida that insurance denied damage on or only paid for a REPAIR?

Make sure you have coverage for your site work, utilities, and foundations (as needed for modular), plus the modular cost AND modular delivery, placement/crane work, and any finishing AFTER installed. 

Check what will be the cost for title insurance.