Couple reasons:1) More limited financing options.2) More limited use and structure for the deals.3) Finally, if you have to inject extra cash into the property for whatever reason (manage an economic downturn or natural disaster, for instance), it's going to be trickier using an SDIRA.Syndications and private lending protect you from much of the property management nuance.

We will increase our umbrella after this new property. 

Also, considering his age, his medical expenses can only increase and he may need financial support for the next 10-20 yrs.

I am somewhat aware of different options I have, like working on paying towards principal to get to a place where I can refi, increasing property value being aware of appreciation, etc.

Your renter's mindset should concern you and isn't natural for the most part.

It’s appreciated quite a bit and we are now looking to extract cash for more investment before rate increases make a refi or helo/heloc detrimental to cash flow.

I’m more conservative by nature than a lot in this site but that’s what I’d recommend.

Bridgeton / Maryland Heights / Saint Ann.I'm hearing that studying where the residency rates are increasing along with understanding which businesses are establishing / expanding can be a great source of insight for understanding where the housing demand will be.Would love to catch you and some of the other local folks at a meetup sometime.

I feel like the added equity would make it more than worth the slightly higher payments for the increased value on the loan.

Example of a good answer: I can show you how project management can decrease your costs in the long run by budgeting specific resources at the right time, and how long term planning can increase your productivity over the course of the long and short run.