We could likely get by with something far higher ($5-10k) and I imagine that would reduce the premium,.makes me wonder if there's anything else we could do to lower the premium?

. $33,000 - lot purchase price$6,000 - 2010 3 bed 2 bath manufactured home$3,000 - transportation $11,000 - set up costs (includes running city utilities to the home, decking, skirting, foundation)$6,000 - repair costs$5,000 - misc$64,000 all inRecent comps show we can sell for $140,000. 

You can download it here:https://reinstate58.hjta.org/It includes instructions - but in short:You must (1) print, (2) sign (in BOTH the signature area, and the circulator area below it), and (3) mail it to HJTA.

Due to this, DSCR loans are one of the best options currently for having a property positively cashflow as they don't include other additional expenses in underwriting. 

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

Look for any walls or areas of prior water issues, including the attic, roof, bathrooms.

By the way, if that rate was accurate, investors, including myself, would have bought the whole town by now.

The entire process was quite long and very manual which caused a barrier for investors with smaller properties.Cost segregation offers many unique benefits including optimizing cash flow, deferring taxes and improving asset management.

Your leverage may be reduced as far as cashing out is concerned but there are definitely mid term rental cash out options available.

. $4M will be my leverage to cover against emergency expenses including vacancy’s and will not be touched unless it’s last resort if I can’t leverage my assets.