I am thinking of the following themes: Abundance, prosperity, improving quality of life/neighborhoods/properties, integrity.

Tapping into your home equity for the downpayment can be an excellent way to maximize your ROI, however, being over leveraged can have it's risks.

I know many well say Excel, but I want to see if other more experienced investors had any creative ideas??

I've run the numbers (thanks BPers and your trusty excel sheets!)

I should mention at this point that I had screened the tenants and they had excellent credit scores and rental history with no criminal record.

Also, I would like to hear (or read rather) recommendations on quality contractors and home inspectors.

.- When the unit has passed a Housing Quality Standards (HQS) inspection as required by HUD, the resident will sign the lease with the landlord and take possession.

Both are financially strong ( all of our investors are accredited) and have other relationships with the banks.There are also some smallish private equity funds that will lend at interest rates in the 8-9% range on portfolios of notes, minimum loan size starts at $1,000,000 with 60% max LTV.In both instances the lenders want to see the quality and performance of the underlying notes being used as collateral.

@Austin Works I would continue to use top quality finishes.

They have some good quality agents......Juliana Matter and Federico Guitirezz are two I can think of off the top of my head.