Originally posted by @Jay Hinrichs:@Chris Mason  is there 80  10 an 10 product out there are these being done in the investor arena Finding a purchase money subject property HELOC is hard enough, finding a non-owner occupied one...

You could looko at buying subject to, focusing on owner financing, rehab and flips to build cash reserves, etc.  

Hollywood has a real diverse crowd. 

Google "top ten real estate markets to invest in"But your asking for an objective answer to a subjective question as real estate markets are dynamic not static.

You also might try a post similar to this here but use the city you are needing the LOC in the subject line to help other BP to identify your post to comment on it.  

Well the if your one of them low ball crazies rang through my head.... back to my oh crap what did I agree too terms I offered... basically turned into a JV subject to agreement.

Decreasing rents erases cash flow.Those with low risk:Investments with large amounts of equityInvestors with large reservesThose with diverse portfolios in the highest demand property types.If you want to protect yourself have cash reserves and do not over leverage yourself.

I keep hearing subject to and seller finance.

Subject 2 is really what I was curious about because the existing mortgage is still in place.  

Any buyer can walk in behind one of these frauds, make an honest offer, put down substantial consideration, and kick the unlicensed broker to the curb.From the statute:All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserve