A young couple marrying for the first time has a lifetime divorce risk factor of 40% using current trends. 31% of your friends, aged 35 to 54, who are married, engaged, or cohabitation have already been previously divorced.

by David ParrishIf you're a creative business or cultural enterprise, you are selling goods or services to customers, whether it's graphic design, fashion, architecture, music, or books.But what are you selling, really?

The world is cyclical by design or the experment just works better that way

If you are wanting just REI cheerleading, there are speakers coming to an airport Hilton near you to visit instead of a financial planner.My advice for anybody thinking that a financial planner might be right for them, look for the CFP (TM) designation.

In order to go straight to the bank you need to have met two prerequisites...1. the bank should be a small local bank2. you need to know the specific property you are calling about.If either one of these factors are not met, I would not bother wasting my time.

It is not the sole decision, but is a factor.

If it is necessary to separate a lease from an option for both liability and foreclosure rules then why not use the following design

Home @ $100,000

Lease home for $500 per month

Sell Option for $5,000
Year one...

If it is the entire house you may want to factor in a larger than normal budget for flooring.

Also make sure to set the timeframe, so Cyberhomes can perform a cost factor of money adjustment over time.

It has hundreds of questions designed to extract the seller's motivation over the phone.