I therefore am assuming that if I just start off with Conventional, though requiring more money down and decreasing my cash on cash return, I wouldn't necessarily need to refinance as I could maintain a consistent payment and low interest rate, which would benefit the long term cash flow and PMI drop off.My question for experienced investors are:1.

I just invested in Everett, which has the Casino construction going now, though who knows how that will effect values (studies have been done that showed some areas have increase and some have decrease in property values with new casinos).

Some investors get worried investing in New Brunswick due to the population decreasing over the last census period, but the Moncton CMA actually grew by 4%.Happy to connect with anyone wanting to discuss investing in the Maritimes or investing from a distance.Brad

This will account for any recent gas price increases and decreases.

@Terry Lao my example is from Sec.8 neighborhood where most properties are rented to such Tenants.I bought it for $14K, $6K in repairs, rented for $780.I sure could Rent for $680 to Sec.8, however, it decrease my NOI by $1200/year.

If the trial was ongoing in 2015 or 2016, could that somehow lead to decreased assessed value (if somehow property taxes weren't being paid and the town took this into account when assessing)?

@Pavel Ushakov and @Oscar BrooksAny indication how much your taxes will drop because of the decreases?

If they are decreasing, I would use the most recent and discount it (by how much is what you will need to work out, probably with an agent).  

Increased maintenance, decreased appreciation, and anyone with children (depending on the class of property that you target) is probably going to have to go private schools (increased expenses).As far as the sewer problems, only septic folks will avoid it, so it will affect expenses across the city equally.I would have to defer to @Zach Zimmer on the other two areas (Congrats on the new job sir).

Decreasing liquidity to an extent can help save you from yourself.