I have been using HELOC for investing but it was always based on my personal residence.

Your calculation does not inherently account for liens, mortgages, or debts.Offer Price and Debts: Generally, the offer you make to the homeowner is based on the property's value and the cost to repair, not directly on the homeowner's debts.

Run this question by your accountant.if the cost segregation study will help / benefit you, get it done.If the cost segregation study will not help / benefit you, don't get it done.Don't fall for the trap based on the 'estimate' provided by the cost segregation study.They will 'woo' you by saying your potential tax savings by getting this study is $XX,XXX.While it may be potentially true, it assumes certain status on your tax return which may not be true. 

Kal,Based on what I am seeing is out of your states Virginia seems to be doing fairly well versus DC and Maryland.

If the proposed raise takes effect, it will provide a more broad-based increase in income.  

Don't rush to reduce insurance coverage based solely on the small size of the space.

Hey @Benjamin Sulka, I am a CT-based investor expanding into the South/Southwest Cleveland market. 

What is oaklands 'base year' for determining a 'fair return' under rent control?

It differs based on the investor.

6 self owned mortgage with 30YFRM is extremely different with 6 syndication 70%LTV 5 years IO debt based on SOFR.Can't compare between the two.