This strategy can be beneficial in a rising market or if the investor needs time to arrange financing.Subject To: describes a method of purchasing property where the buyer takes over the existing mortgage payments without formally assuming the loan. 

So fair have done about 7k in "upgrades".Ultimately, I am not out much if either one of us fails to perform on the contract, but my goal is to change the arrangement of the agreement so that I have a bit more protection and the seller still has peace of mind.Any suggestions on how I should approach this?

After that, tasks include checking the property title, conducting a home inspection, getting an appraisal, and, if necessary, arranging financing.

In very general terms, if the loan will be secured by a property that the borrower will use for residential purposes, then the person who arranges the loan is defined as a “loan originator,” and must have a mortgage originator license.

Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby:buyer and seller are typically motivated;both parties are well informed or well advised, and each acting in what he or she considers his/her own best interest;a reasonable time is allowed for exposure in the open market;payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; andthe price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale.

However, the specifics of divorce law can vary greatly depending on your location and the exact wording of your divorce agreement.Given the complexity of your situation, especially with your health concerns and your desire to make arrangements for your daughter, I strongly recommend consulting with a family law attorney.

Whether it's a house, a car, or any asset, the Bankruptcy Judge's approval is necessary, regardless of when the property was acquired or the financial arrangements in place.Your attorney plays a crucial role in this process.

(I noticed that my examples have been accidentally arranged in a somewhat logical sequence.)

It gets complicated, must be done correctly and most owners won't and shouldn't agree to that arrangement.

I was in need of a method of financing my living arrangement at the time, and came to the conclusion that I had to find it myself.