I know many HOA's won't release documentation to a buyer purchasing within the community until after appraisal and inspection of a property are complete- and then, I'm not quite sure how clear their books may be or how strong of a predictor they would provide in your estimations of future special assessments. 

Last appraisal was 58k in 2015.Thanks in advance.Calvin Wellington

If seller is not allowing a FHA loan that means they think/know it would not pass a FHA appraisal... red flag for me as a buyer.

I got a 2% grant a couple years ago on a single family home that brought my down payment to 1% but it fell through due to the appraisal.

Are any of the initial purchase expenses deductible as business expenses (appraisals, finance charges, etc?)

But, Zillow price history shouldn't be considered an appraisal.

After getting it rented we did a cash out refinance(appraised at 455k) paying back my HELOC.

I was an appraiser for 14 years and was always careful to hold my tongue.

The reports are 40-90 pages long and go through the entire house in great detail.Get an appraisal.

Using equity ($120k appreciation according to appraisal, pulled out 40k) for further investments.