While I don’t have a mortgage due to the sale of B&B, the rent pays taxes, water and sewer and gives us pocket change which then goes towards other bills.

At a fourplex in California, we only pay for trash and water. 

Purchase price: $140,000 Cash invested: $215,000 Sale price: $520,000 This 1880’s farmhouse was abandoned for 11 years and had major water damage throughout.

If the home is a duplex or small multi-family, there could only be one water meter.

BP familyWhen you are buying a property ,what's your strategy to get a close approximation of the utilities for Electricity, gas, water &sewer ,garbage?

The entire city is without water and power.

We will try to let them schedule but urgent issues such as water leaks need to be addressed with or without their presence.

Tend to have shallow water depth.

@ Neil Garceau,What i will suggest is for you to look for an Asset Based Hard Money Lender that does not consider income or Credit, underwriting is based purely on the asset and its cash flow. 

Let's say you inspected a house and found that the water heater is 5 years old and is in good shape.