@Zach AdamsAs a general statement, investment property purchases are more expensive than owner occupant purchases.  

The one I rolled in was hard to refinance because of a high non owner occupancy ratio in the complex (too many renters to owners).I know going forward I will likely have to do shorter loan lengths (because I am over 4) and am fine with that as long as the numbers make sense.I would go with 30 year mortgages with traditional loans when offered on your first 4. 

Retail.....sold to an owner occupant, not a landlord.

Land contracts from investors to owner-occupants are basically dead in Michigan.

Sometimes the buyer is an owner occupant or landlord buyer with totally different or non-existent profit needs.

I just got my first deal under contract as an owner occupant...There's a good chance I'll be buying an adjacent lot because there’s compelling value in combining lots in this area and building condos.

Also ask existing owner to show proof of ontime rental payments before closing on the ppty.16) occupancy number - how to enforce so that tenants do not turn the ppty into a roaming house ?

We both feel comfortable only investing a max of 10% of our savings.Where we fall short is my experience relates mostly to stabilized commercial assets (70% occupancy and up) while his is new SFH's.

I'll keep mailing this list another 6 times but I may filter it down a bit to be a little more concentrated in my efforts.I think my second list will focus only on out-of-state absentee owners and very high equity owner occupants.

What's occupancy rate of your retail center?