@Douglas Skipworth  does your agency take on new agents and do you have a training program.. or is your shop better suited for experienced agents that need little to no training .. just monitoring so they stay within the rules of law and MLS etc.Personally I think many who I see post on BP that are really new could benefit greatly by going through the licensing curriculum , sales training etc ... before they go from zero to a RE investor..

Especially when you are participating in housing programs that can make you subject to close scrutiny for specific Fair Housing and ADA requirements.  

Do any of you use cloud based programs for accounting or other uses?

Here's a grandaddy of a program - it worked well for me.

Generally though these custom programs tap into title co data bases ( think Fatco) and with a few clicks you have a lot of information on the property. some tie into Zillow type data as well along with Red fin.. showing you MLS listings and solds.its pretty cool really.. and separates the folks that do it for a living from those that are just trying to buy a house or two a year.

Well, here it comes, like it or else.Than Merrill will be all over the TV channels this week and weekend, probably next weekend, as well.FORTUNEBUILDERS IS *NOT* AN EDUCATION PROGRAM!

They have several programs to help you learn and have quickbooks training. 

Remember when Aon insurance came out with the 'rent protect program'?  

@Carlos Urresti - FHA has an owner occupied loan program that let's you put 3.5% down

I work at Shell Oil as an engineer, and attend the part time business school program at UC Berkeley (Haas).