Even though the mortgage interest deduction gets SEVERELY reduced in my income tax bracket, I'm still ok with that amount of leverage.Also the opportunity cost of possibly buying another property with some of that down payment money.Cash to buy multiple properties will not be an issue for me.  

She had checked out good, job & credit wise, but had personal issues that you can't screen for.

It can be HR but is often the Travel department of larger firms.

I feel that the taxes might be the issue.  

I've been using it for the past 3 months and haven't had hardly any issue finding the owner.

I've had some appraisal issues getting loans done when they aren't legal. 

I am thinking this issue may creep into my area as well in the future.  

The issue is the girlfriend and I will be quitting our jobs come January and traveling abroad for 4-5 months in SE asia/ NZ, to teach CPR and basic medical training (Volunteering). 

Any weather issues I need to be aware of?  

The recently departed can't sign anything and is useless to the transaction.