Having a separate reserve bank account is also good practice (but not necessary) since it will give you a better idea on how much fund is readily available for reinvesting or withdrawal. 

I have extracted all of my investment (purchase and value add costs) via refinance).My recommendation is to not limit yourself to the high cash flow properties to achieve your ROI goals. 

They moved from Cali to Wisconsin a half-decade ago due to the high cost of living on the west coast, which limited their investing opportunities. 

I was told that everything would be free ( fees) if I took an immediate withdraw of 15k.

But once on an escrow account for a note we held, they deposited then somehow convinced the assistant Bank Manager to allow them to withdraw it all.

I do have very limited time at the moment, given my job and two kids (3yo and 3mo), but I have no problem getting my hands dirty or doing what it takes for some freedom in the future.

Profit sharing plan can shield around 60k of income. 3) Hopefully, you/brother also have IRA and HSA to decrease your AGI. 4) You can lease the property to your corp allowing withdrawal of cash from the business that is not subject to FICA (rather than paying yourself a compensation). 

If I had a limited budget I am buying a laminate floor that has a thicker base 10-12mm than an LVP floor that is 3mm. 

So again, we are using a business practice that works which is limited by how much it can scale, and that once again puts a hard cap on how many units we can run successfully and how passive this business can really be for us.

Pay your tax bill.Can skip on the other standard 10 or so documents otherwise normally needed for preapproval, this is a limited pre-preapproval to see if that is even a good use of your time to locate and send that other stuff in.The above shouldn't take you longer than 20 minutes, tops, plus waiting for turnaround time.There ya go.