30 year fixed, low interest rate DSCR BLANKET loans (put multiple 1-4 unit properties under one loan for cash out or for purchase).Ground Up Construction loans for aspiring developers with NO Experience100% Financing on Fix and Flips (just pay closing costs and prepaid taxes/insurance)Fix and Flip financing that requires no appraisalHELOCS on investment propertiesBuilder's Forwards (for medium to larger developers who want to hedge interest rates on their properties they plan to sell so they can offer "low builders rates").DSCR loans for long term AND short term rentals (I think this is becoming more and more common, but some people have still never heard of this).And so much more!  

Basically trying to get the most tax benefits and protection as possible.

I really do not want to sell the Condo because I do have a 3.5% Interest rate w/ a positive cash flow of about $450/month, even after the $330 HOA fees. 

I can’t keep up with the taxes.

Plus I pay a referral fee too realtors that can be close to the commission of what you were going to make selling it traditionally.  

I live abroad in Bermuda and I'm currently unable to buy property there due to restrictions and transaction taxes.

The mortgages and closing expense can be written off to eliminate the taxes as you want 

I know the question doesn't involve tax bracket, age etc. 

If I did not report expense for my 2023 tax, how would I write off my huge expense (~20K) for my future profit then?

Tax deductible improvements such as drainage tile, terracing, irrigation can significantly improve the productivity and the value of the land.