My previous accountant had all of my paperwork since July of 2023, she had promised that it was not a problem to be filed by Oct.15th but she had some health issues and would not respond to my many calls, emails and texts.

@John DeanIf it’s going to be owner occupied then you should use a loan servicer as its required by law in most states and for every incorrect statement you send every month you are committing CFPB violations and if the borrower defaults you are technically not allowed to collect interest - in some states if they have a good attorney and default they could wipe you out in legal fees…My bigger question is why would you seller finance?

Abernathy Insurance Agency is Arcadia-based and was highly recommended by a commercial broker.

Hi everybody my name is Kamari.I live in Ohio and plan to buy my first house hack by the end of this year!

This is all info your local investors can provide by networking. 

The fire & hazard insurance would be paid by you directly to the insurance company or possibly out of escrow.There’s never a reason to send money for insurance to a lender.

I can't tell by the numbers but would definitely recommend a CPA.

Additionally, Memphis boasts a strong rental market driven by a large population of renters, including students, young professionals, and families.

I don't mind committing 2-5 years to get everything running and established, so long as by the end of that time frame any portfolio I have is set up in a way to set it and forget it.

I’m uncertain if single family or multi family properties will hold more equity in the long run or if the equity built is mainly determined by the market you invest in.