Welcome to the team @Paul Clemons .

You may not count pay from a new part time job if they have no history of part time income or child support being received on a 20 year old college student may drop off at 21, so that income is not expected to continue and it would not be counted.The amounts available to these students probably come with strings attached, most likely their grades must be acceptable, if they end up on probation funds could be at risk.

They are a team and have licensed plumbers, electricians, and general contractors on staff.

If you have a good team with you a lot of these problems can be alleviated.

I had lunch in Dallas last week with two bankers friends who is at the top of the food chain, and they don't even know how the Dodd-Frank act will work, and they have a team of lawyers the best money can buy.

I might disagree with Cleveland's placement, and heres why;Cleveland is going to be one of the largest Big Data centersTon of tech jobs hereBillions of dollars for new projectsMedical MartCasinos and more high net worth hotels etc being createdRevitalization of small neighborhoods like Tremont and Ohio City.The only thing risky here is the sports teams ;-)

If market rents support it with nice profit then all is good.If not then she may want to think of better uses of her money.

I am assuming that the bottom chimney supports the top one, but before doing anything would obviously have a pro come and look.Another option I am considering is to put an electric 'fake' fireplace inserted where the wood currently goes.

Are you looking to build your own team in your new market, or do you want a full-service turnkey outfit to handle it start to finish?

What you vision your team doing and being is not what he sees his role as being and doing.