Hi, my goal is to access the equity in the rental property. It's a duplex. It's paid off. I have it in a separate LLC. I would estimate it's value at 130-160k. I don't want a loan larger than 100k.
Most lenders have ...

I just created a free account to check on one and you still don't get any info until you upgrade to "premium." 

But my mom’s neighbor’s husband passed away a month ago and I found that 2 year rule for MN residents (and other non-community property states.)You should be virtually tax free.

That's six months of free rent (thanks to the tax-payers and a government that loves to be generous with other people's money). 

Also, please feel free to share any information you have about those off-market properties

In order to get the most competitive rate this way, you'll probably have to stay below 70 LTV and above a 1.3 ratio (that is why I was asking about if your sister would be paying rent).

So, I stayed very busy then.

Specifically for 2-6 month stays.

Thanks for sharing and please feel free to contact me if you have any questions.

Making 10 LLCs and bank accounts seems like a lot of work, but I guess I would be willing to do it if someone could give solid advice on how to stay organized.