The upfront fee is spread over the life of loan to arrive at a rate that more reflects the true cost of the loan though you actually just pay 3.5% annually in interest. 

Numerous common facts and similar activities, which reflect the above reality and imply the existence of a conspiracy, exist among all of the Defendants and other members of the conspiracy, including: (a) tax liens being purchased and sold to other investors during the redemption period of an existing tax lien held by another principal investor on the same property; (b) taking funds from the investors for foreclosures while the tax lien is not perfected into a tax deed but instead expires or is redeemed; (c) taking a tax deed in the name of the Defendant instead of the investor and then flipping the property and keeping the proceeds; (d) failing to account for all tax liens or redemption to the investor; (e) purchasing tax liens on properties where a history sales in error had been recorded (lack of due diligence or research in acquiring quality investments and/or failing to file the proper paperwork in order to obtain a refund on the tax paid in error for the investor); (f) disappearing and not communicating with investors during the time to foreclose on the property in order to convert the tax lien into a tax deed; (g) Plaintiff is informed and believes and alleges thereon that Defendant was hiring people to attend the tax lien auctions to coordinate bidding where the same properties are bid on over and over again and then assigned to different investors; (h) backdating assignments; and (h) creating purposefully confusing investor reports and programs for the tax liens.117.

The higher prices are a reflection of the strong, vibrant economy.

Verify that what they say is the cost really reflects cabinet cost.

I have found that sometimes Realtors will inflate values or pick comps that don't necessarily reflect my end goal. 

If you believe you have a good deal then your offer should reflect that.  

That trend may or may not be reflected by tenant quality (for B&H) or speed and profit of sale (for flips/wholesaling).Growth wise, I'd have to give the nod to Maricopa county, at least economically.

Or something like that that reflects reality.  

None of that is reflected in the last recorded deed or tax collector ownership records.  

It would be like bouncing a check .Their bank statements would reflect the bounced payments.