So just like the BoC being about a year behind spotting excessive inflation, they are also way behind the curve recognizing the recession.

Ultimately, I recognize that I should do the calcs both ways: and which strategy is more advantageous may depend on the ultimate sales price of the property in 2021.

Please answer the questions above so we can give you a genuine answer!  

Perhaps their attorney is telling them that it's better to have more EM, and they don't recognize that $5K is a lot more than typical.Not saying that's the case, but just trying to see it from a possibly more benign perspective.

Insurers have been reluctant to recognize that if Jeff and Paul (roommates) live together, that they share financial interests (regardless of your J&S liability).

We as a society cannot refused to help those in genuine need - not to do so impoverishes us all.

As the portfolio grows, I recognize I will need a better division between personal and business funds.I keep funds in my personal high-interest checking account. 1.75% accrued monthly with minimum requirements like 12 debit card uses/month, sign into online banking once/month, one auto debit and credit.

This is serious and anyone who suggests otherwise is not being genuine .

“It’s important to recognize that affordable housing doesn’t just come into place out of good intention.

I hate to tell you but, if @Nicole Pettis hadn't mentioned that this was a craftsman style home, I wouldn't have recognized it as such.