There are some professionals here on BP with a ton of expertise that can help you boil down the matter to the specifics of your situation.  

Hi @Sebastian Olmedo,We are a private lender active throughout Texas.  

I am well traveled and very culturally experienced and am a dedicated sales and marketing professional who exceeds goals, retains customers and maintains a strong reputation for customer satisfaction.With all that said, I am looking to understand the US market for both professional and personal reasons. 

(It's actually a property that I've eyed for a couple years, just daydreaming, & reached out to the owner llc during that time but never heard back). tl;dr My idea so far to purchase would be a short term 12-16 month hard money loan, 80% purchase w/ 100% renovation, with private money coming in to fund the 20% & points, refi'ing into a conventional note with my local lender who I have a decent relationship with when the first note balloons. 

I am 24 years old and I played professional basketball abroad.

I'm also getting closer to raising private money for fix and flips.

I'd love to start an email or BP private message conversation instead.

I have to stay in Texas / Oklahoma as I have my professional license in those two states.

This is a great site with a lot of local investors and resource professionals to help grow your business.

- FHA allows you to put as little as 3.5% down- For financing repairs, you can just save the money and do the repairs as you have the capital, look at private loans or use credit cards, but this is more riskyGood luck with your search!